Hi to all: My wife and I live in a rented house in England and work in England too, I'm very nearly 60, my wife's 54. To safeguard our retirement years and because we could not afford to buy a house in England we cheaply bought a building plot in France and had a wood framed kit built house built for us on the plot. However due to the £s fall against the Euro the staggered payments for the house build went £1000s over the allowed for costs. We now have a (finally) finished house that we own totally with no mortgage or loans against it that needs furnishing and kitting out but don't have resources to cover. We're fully maxxed out on credit cards and have 2 other unsecured loans, but it's the credit cards that are really hurting as we're paying interest only. Could anyone recommend the best course of action for us to clear our credit card loans by using the French house as collateral and if so can anyone recommend a lender? Regards Doug Smith